Our Foundation
Virtus Pecunia is built on core Christian values of honesty, responsibility, service, and compassion. These principles shape the way we work, the products we design, and the way we treat our clients.
At the same time, we believe these values are universal — they belong not only to one faith, but to the shared hopes of all people for fairness, dignity, and care. Whether our clients are Christian, Buddhist, of another faith, or of no faith at all, they are welcomed equally.
Our commitment is simple: to listen, to serve with integrity, and to build financial solutions that help individuals, families, and communities thrive.
Lone Andersen
Co-Founder of Virtus Pecunia
Our mission is to transform the way Christians think about money — equipping them to grow, give, and steward wisely for generations.
Our Vision
To build a transformative financial ecosystem where investment and banking serve the common good and empower individuals, families, and communities to flourish — economically and socially.
We envision a world where finance listens first, responds with wisdom, and restores dignity in every interaction.
Our Mission
Virtus Pecunia exists to reshape finance for the good of people and communities. We provide responsible investment opportunities, ethical banking services, and compassionate customer care.
As The Listening Bank, we put understanding before efficiency, relationships before routine, and purpose before profit. We help individuals and institutions use their resources wisely — through impact-driven investments, inclusive venture funding, and financial solutions that reflect fairness, responsibility, and integrity.
We are especially committed to making banking simple and accessible in Thailand — offering services that are clear, culturally sensitive, and designed for both local communities and global partners.
Core Values of The Listening Bank
Responsibility & Service
Every financial decision carries responsibility. We act with care and commitment to serve our clients and communities.
Integrity & Transparency
We are clear, honest, and accountable in every product and every interaction. Trust is built through openness.
Fairness & Inclusion
We create banking and investment tools that give opportunities to everyone — uplifting families, supporting small businesses, and opening doors for those often left out.
Compassionate Listening
We listen deeply to our clients’ needs, dreams, and challenges. We respond with empathy, understanding, and practical solutions.
Finance with Purpose
Every product we design — from savings accounts to investment funds — is aligned with long-term wellbeing, stability, and prosperity for people and communities.
Our Strategic Objectives
Responsible Investment Portfolios
Build portfolios that avoid harmful industries and actively support ventures in healthcare, education, sustainable agriculture, and ethical innovation.
Impact Venture Capital
Launch and manage funds that back purpose-driven startups and SMEs with clear, measurable social and community impact.
Ethical Banking Services
Offer savings accounts, microloans, fair credit products, and specialised tools that reflect responsible financial management and care for communities.
Customer-Centred Financial Care
Build a service culture rooted in empathy, clarity, and empowerment — with multilingual support, financial education, and personalised guidance.
Cross-Cultural Financial Networks
Connect global investors and partners with local entrepreneurs and community initiatives in Southeast Asia through culturally sensitive, values-based platforms.
Ease of Access in Thailand
Simplify banking for residents, expatriates, and community organisations by offering intuitive digital platforms, strong local partnerships, and tailored services.
Community Ethos
Virtus Pecunia is more than a financial institution — it is a community built on trust, responsibility, and care. Our members include investors, entrepreneurs, community leaders, and everyday clients who believe that money should serve people, not the other way around.
As The Listening Bank, we go beyond transactions. We practise relational banking — where service begins with understanding and investment reflects compassion. Our teams are trained not only in financial expertise, but also in listening, empathy, and cultural sensitivity.
Together, we are shaping a new kind of finance — where money becomes a tool for wellbeing, opportunity, and lasting prosperity.
A Team You Can Trust
Rooted in integrity. Driven by purpose. Committed to you.
Hendrik Brouwer
Co-Founder & Strategic LeadLINKEDINWith a background spanning energy, project development, and sustainability, Hendrik leads with clarity, taking heed to the advisory board, with an eye for scalable solutions. He’s helped structure and finance infrastructure projects, and brings both sharp analytical thinking and pragmatic vision to every venture.
Martin van der Klooster
Co-Founder & Commercial DirectorLINKEDINMartin specializes in navigating high-level commercial strategy and operational execution. He brings extensive experience from roles across Europe and Asia, with a focus on deal structuring, market entry, and venture growth. His approach is collaborative, data-driven, and relentlessly practical.
Lone Andersen
Advisor – Strategy, Growth & SustainabilityLINKEDINLone is a seasoned leader in FinTech, financial services, and sustainable enterprise development. She has advised governments and global organizations in Singapore, Rwanda, and Bangladesh, and brings a sharp eye for scalable impact and investment strategy. We’re grateful for her insight and guidance.